Your Personal Health Fund
The Personal Health Fund (PHF) is a pot of money available to some members. Eligible members can be reimbursed for certain everyday healthcare expenses via the PHF.
If you have a Personal Healthcare plan, you will not have a PHF available to you. The PHF is only available on Business Healthcare plans and Corporate Healthcare plans that select it.
You will start off with £75 in your fund each plan year after you’ve updated your Health Profile. Each time you improve your Vitality status, we’ll add another £50.
We will carry any money left in the fund at the end of your plan year over to the next plan year. This is subject to your employer renewing your plan with this benefit. There is no cash value if you leave your company plan or your employer cancels your cover.
The highest amount possible in your PHF is £1,000 per adult member on the plan. After this point, any annual or status-based increases will not apply.
You can see the remaining balance of your PHF on the Manage My Plan section on Member Zone.
If you think there’s an error with your PHF contribution or the amount, please contact us. We’re here to help!