Skip to main content

How much Vitality healthy cashback booster can I earn?

The Vitality healthy cashback booster is the additional 1% cashback you can earn on your Vitality American Express card from being active. Spending on your card will earn you cashback. Tracking activity through Vitality will earn you the booster cashback.

Your monthly Vitality healthy cashback booster rate is set from:

  • the number of qualifying plans you have with Vitality, and

  • the number of activity points you earned two months’ prior.

Get 1% cashback from American Express

Spend for 12 months on your Vitality American Express card to get cashback.

  • Between £0 - £10,000 you can earn 0.5%

  • Over £10,000 you can earn £1%

You need to spend a minimum of £3,000 within the card membership year. American Express calculate the cashback on the amount of the purchase and round up or down to the nearest full pence. They will pay your cashback on your card anniversary. This is the month after your previous 12 months' purchases.

You cannot earn cashback on:

  • Balance Transfers

  • Cash Advances

  • American Express Travellers’ Cheques

  • Foreign Exchange transactions

  • Interest

  • Any purchases over your credit limit

  • Charges for returned payments, late payment or referral charges

  • American Express Credit Card finance charges

Get additional 1% from Vitality healthy cashback booster

Earn activity points to set your monthly Vitality healthy cashback booster. This boosts your cashback of up to 1% on the Vitality American Express card spend to up to 2%.

Points earned/month

Cashback booster

0 - 39

0%

40 - 79

0.25%

80 - 119

0.5%

120 - 159

0.75%

160+

1%

The Vitality healthy cashback booster applies to the first £1,000 of purchases each month.

Vitality Pink members with two qualifying plans

If you have both a qualifying health insurance and life insurance plan, you’ll receive the higher healthy booster cashback rate when you get active:

Points earned/month

Cashback booster

0 - 39

0%

40 - 79

0.5%

80 - 119

1%

120 - 159

1.5%

160+

2%

Monthly Vitality healthy cashback booster rate

You can start earning a Vitality healthy cashback booster rate three months after the month your Vitality American Express card goes live in Member Zone. The monthly cashback booster rate is then set from your activity points earned two months prior. For example, if your card is live in Member Zone in January, April's healthy cashback booster rate will be set from February's activity points

You can earn a Vitality healthy cashback booster on the first £1,000 of purchases each month. You’ll earn no cashback on purchases under £4, when your rate is 0.25%.

Use the Vitality and American Express calculator to see how much cashback you could earn with your Vitality American Express card when you get active.