Once you've connected your Apple Watch to Vitality, you can earn activity points for getting active.

Every month, those points will earn you a contribution from Vitality towards that month's instalment payment needed to pay off the loan from Novuna Personal Finance.

The more active you are every month, the greater the contribution Vitality will make. If you earn the maximum of 160 activity points in a month, Vitality will pay all of that month's instalment.

If your plan renews mid-month this will not interrupt your monthly activity points being tracked, and will not impact your Apple Watch Contribution.

The contribution figures below are correct as of October 2024:

Apple Watch SE

Points earned /month	Our contribution	Your contribution
0 - 39	£0.00	£6.00
40 - 79	£1.50	£4.50
80 - 119	£3.00	£3.00
120 - 159	£4.50	£1.50
160	£6.00	£0.00

Apple Watch Series 10 - First Watch

Points earned /month	Our contribution	Your contribution
0 - 39	£0.00	£10.00
40 - 79	£2.50	£7.50
80 - 119	£5.00	£5.00
120 - 159	£7.50	£2.50
160	£10.00	£0.00

Apple Watch Series 10 - Subsequent Watch

Points earned /month	Our contribution	Your contribution
0 - 39	£0.00	£6.00
40 - 79	£1.50	£4.50
80 - 119	£3.00	£3.00
120 - 159	£4.50	£1.50
160	£6.00	£0.00

Tracking contributions

You’ll be able to track the amount we will contribute to your payment on the Member Zone, or by using the Vitality Member app.

You can keep track of the points earned towards this benefit for the month by clicking on the ‘Rewards Tab’ within the Vitality Member app.

Monthly payments for Apple Watch with Vitality are dependent on how many Vitality activity points you earn two months prior. You start with a “payment holiday” from the date you purchased your Apple Watch until the end of one full calendar month.

In the second calendar month, you’ll start earning Vitality activity points towards your first payment.

The date of your first direct debit payment will be based on the date you signed the loan agreement. This will be confirmed to you and managed by Novuna.

You will be able to change your direct debit payment date to suit your needs once the first payment has been made.

Here's an example:

15th April - purchase your Apple Watch
Rest of April plus May - payment holiday
June - first month earning Vitality activity points
15th August - first direct debit payment

I am unable to use the Apple Watch benefit on the Member Zone

I am unable to use the Apple Watch benefit on the Member Zone